Are you looking for St. Louis car insurance? If you want to find an affordable St. Louis, MO car insurance policy you have come to the right place. Our free St. Louis car insurance quote finder allows you to compare multiple quotes from top St. Louis auto insurance companies side by side.

This makes finding the right car insurance in St. Louis easy for you! Get started now!

Finding The Best St. Louis Car Insurance Policy

In 2005, Missouri was number 38 for state’s with the most expensive average auto insurance premiums. This is good news for MO residents as this means that 37 states have higher average auto insurance premiums than Missouri.

However, there are still ways that you can save on your Saint Louis car insurance rates. Here are some tips for finding the best St. Louis auto insurance policy:

Choosing The Right Amount Of St. Louis Auto Insurance Coverage

In St. Louis, MO there is a specific amount of auto insurance you are required to have by state law. The coverage requirements are 25/50/10 with 25/50 for Uninsured/Underinsured Motorists.

This means you are required to have $25,000 of bodily injury liability per person, $50,000 bodily injury liability per accident, $10,000 property damage liability, $25,000 uninsured/underinsured motorists per person, and $50,000 uninsured/underinsured motorists per accident.

You may want to consider adding collision and comprehensive coverage, especially  if you have a newer vehicle. Collision coverage will pay for accident related damages to your car. Comprehensive coverage will pay for non accident relates damages to your car (fire, vandalism, theft).

You may also want to consider adding personal injury protection to cover your medical expenses in an accident, and sometimes it also covers lost wages resulting from accident injuries. This coverage is especially important if your health insurance isn’t up to par. However, if your health insurance would pay for medical injuries incurred in an accident you may want to save money and forego this coverage.

Know what kind of coverage you need before you purchase a policy. Use our free St. Louis car insurance finder to compare your coverage options now! 

Finding The Best St. Louis Auto Insurance Company

 When looking for an auto insurance company, you will want to choose one that is well known and has a good reputation. Avoid purchasing policies from newer companies that you have never heard of before.

Here are some questions you may want to ask about potential St. Louis auto insurance providers:

• Are they financially strong? Use independent ratings from companies like A.M. Best and Moody’s to compare the financial strength of auto insurance companies.
• How is their customer service? Read online reviews and ask around to friend’s and coworkers to get and idea of the kind of service you would receive.
• What is their claims service like? Find out if they have 24 hour claims service or online claims service for your convenience.
• How do their rates compare? Of course you will want to compare rates between companies before making a decision. Our free St. Louis car insurance quote finder makes this easy and convenient for you.
• How long have they been in business? You will want to choose an experienced and dependable company.
• Are the licensed in MO?  This may seem obvious, but make sure that the company you are considering is licensed to sell insurance in your state.

Some of the top St. Louis, Missouri auto insurance companies include:

• GEICO
• Allstate
• State Farm
• Nationwide
• Progressive

Compare St. Louis auto insurance companies now with our free St. Louis car insurance comparison tool at the top of the page! 

Locating The Best St. Louis Car Insurance Rates

 Probably the number one concern for people when shopping for car insurance is finding the lowest rates. Here are some ways that you may be able to save on your auto insurance policy.

• Discounts: Looking for discounts, such as good student, safe driver and low mileage, which can be a great way to save on auto insurance costs.
• Higher Deductibles: A higher deductible will mean a lower premium.
• A Good Credit Score: Having a good credit score can help you save on your policy as many companies factor this in when determining your rates, Having a high credit score will many times mean lower rates.
• Comparison Shopping: The other important thing to remember is to shop around and compare! This is the only way that you can find the lowest rates on auto insurance. Use our free St. Louis auto insurance quote finder to find the lowest rates now!

Find The St. Louis Auto Insurance You Need!

Get the St. Louis auto insurance coverage you need today with our free St. Louis, MO car insurance quote finder!